Yes, I'm old-fashioned and still produce physical CD's. The price includes shipping. We use Paypal to collect payment, but you don't need a Paypal account! You will have the option to use a credit/debit card when you check out. If you would like to pay by check, contact Lynn at email@example.com for instructions. If you buy 4 physical CDs (same or different), I will send you a free download card for either "4 O'Clock In The Afternoon", "Between The Rivers" or "It's A Crime To Tell The Truth". If you buy 8 physical CDs, I will send you 2 free download cards for the above CDs.